Loan Origination Platform

The DPR loan origination platform provides comprehensive front office and back office systems to capture business and process loans through to completion.  Some of the key components are discussed here:

Product Engine

A comprehensive Product Database allows rapid configuration of products with complex loadings, branding, Channel support, management of incentives and lending and proc fee agreements based on broker company and submission routes.

Multi-channel

The DPR platform supports a variety of channels. Branch, Call Centre, Consumer Online and Broker Portal all allow for tailored sales processes to match the lender’s business models and underwriting rules. Support for Paper Application and flexible White Label options are also available.

Broker Portal

A front office web interface for Brokers and other intermediaries to search products, submit business, get approval, retrieve documents and track case status to completion.  An administrative database handles company and individual registration, authorisation levels and other user specific data.

Case Management Portal

A fully workflow enabled back office interface for case management incorporating team and role based task management, document generation, authorisation, gateway interfaces and bespoke wizards to drive key steps in your business process.

Rules Engine and Rules Builder Tool

The DPR platform supports the automation of lending policy at all stages of the origination process. For the underwriting management team, the DPR Rules Builder tool supports rapid construction, test and maintenance of lending policies and rules.

Document Management

A complete document management system provides generation and tracking of all regulated and unregulated documents and letters.  Additionally, a document scanning system streamlines the capture and routing of paper based documents, allowing the workflow system to drive paper based processes.

Gateway Components

Gateway components provide fully integrated electronic links to the internal and external systems integral to the origination process. DPR have a large selection of off-the-shelf connectivity, fully integrated with leading services providers, including:

• Property Valuation Service
• Credit Reference Bureau
• Fraud Detection
• Payment collection
• Notary, Solicitor or other Conveyancing interface
• Land Registry
• Bank Payments
• Accounting System
• Messaging via Fax, email and SMS

Reporting

A complete management reporting suite and data warehouse providing detailed operational and financial insight.

We invite you to contact a member of our team to discuss your requirements in detail and arrange a demonstration of our system.